What is a Payment Method? #
A payment method represents the various ways a customer can pay when making a purchase. These can include cash, credit cards, bank accounts, and more. Chargent includes a handful of fields that allow you to determine which payment methods you wish to accept and which will be used for a particular payment.
Note: This page discusses payment method types. For information on configuring multiple payment methods for your customers using the Payment Methods feature, see Setting Up Payment Methods.
What Payment Methods does Chargent Support? #
Chargent integrates with many gateways and payment processors to enable you to accept a wide variety of payment methods. Each gateway supports different payment methods, so we recommend contacting your gateway provider to ensure they support the methods you wish to accept.
Further, you have complete control over the payment methods you want to offer your customers, which you choose when setting up your gateway in Chargent.
Chargent supports the following payment methods:
Credit Cards
Using the gateway of your choice, Chargent sends your credit, debit, prepaid, or procurement card details to your payment processor.
Chargent accepts the following credit cards, depending on your gateway of choice:
- Visa
- Mastercard
- Discover
- American Express
- MC Eurocard
- UK Maestro
- JCB Card
- Diners Club
For more information, see Understanding Credit Card Payments.
Bank Accounts
Chargent allows you to select from many Direct Debit Networks, depending on the regions you do business in. By selecting the correct Direct Debit Network (ACH, EFT, BECS, and SEPA), you can be sure that your Payment Console and Payment Request forms use the correct network and terminology. The Direct Debit Network feature is available only for Gateways that support Bank Account Drafts.
Chargent supports the following Direct Debit Networks:
- ACH – US (aka echeck or electronic check)
- EFT (ACSS) – Canada (aka Electronic Funds Transfer)
- BECS – Australia
- SEPA – Europe
For more information, see Understanding Bank Account Payments.
Tokens
While not a payment method in and of itself, tokens allow you to store payment information at your gateway and not in Salesforce. Depending on your gateway settings, you can have Chargent tokenize payment methods of all types, including credit cards and bank accounts. We highly recommend that all customers tokenize their payments to lower the scope of their PCI compliance.
For more information, see Understanding Tokenization.
Cash and Paper Checks
While cash or check payments don’t pass through your gateway provider, Chargent allows you to store data related to your cash and check payments to keep all transaction records in one place, simplifying bookkeeping.To learn more, see Entering Cash and Paper Checks.
See Also
Understanding Chargent Transactions
Quick Start Guide
Chargent Terminology
