Chargent vs.

Unaric
(formerly Asperato)

Which Salesforce Payment App Is Right For You?

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THE GIST

Do you need vendor payments in Europe?
Or do you need a more flexible, scalable payment suite?

Chargent and Unaric Payments (formerly Asperato) share an important philosophy: payments should live inside Salesforce, work with Salesforce data, and avoid unnecessary custom integration work. Unaric has built a credible payment orchestration platform with more than 20 payment service provider integrations, recurring payments, bank payments, payment links, pay pages, multiple merchant groups and even vendor payments. Its basic PSP connections are deliberately code-free.

That makes Unaric a legitimate option, particularly for businesses with strong direct-debit, bank-payment, or multi-provider requirements. Chargent takes the same idea further for organizations looking for a broader Salesforce payments platform. It combines more than 30 direct gateway integrations with packaged capabilities for recurring payments, saved payment methods, Experience Cloud, collections, surcharging, payment routing, multi-gateway tokenization, APIs and enterprise Salesforce products.

A Detailed Look

Chargent vs. Unaric: Key Differentiators

Chargent Unaric
Best Fit Organizations looking for a broad, scalable Salesforce payments platform Organizations prioritizing Unaric’s integrated payment service providers as well as bank payments
Gateway Support 30+ direct payment gateway integrations 20+ payment service providers
Company Geographic Focus United States, Canada, Australia Europe
Experience Cloud Larger suite of Experience Cloud components, including an out-of-the-box payment LWC that also works in Flow. Payment Method Manager provides Amazon-style saved payment methods in Salesforce portals. Chargent Custom Checkout enables pixel-perfect payment experiences that adhere to your branding, rules, and payment workflows. Pay pages can be embedded into customer journeys and portals
Advanced Payment Features Smart Payment Routing, Multi-Gateway Tokenization, Automated Collections, Compliant Surcharging, Card Updater, Custom Checkout Automated payment flows, reconciliation, payment routing, card updater, a focus on outbound vendor payments
Extensibility Flow, REST, and Apex APIS for advanced requirements REST and Apex APIs for customization
AppExchange Reviews 530 reviews, 4.9 average rating, 500 five-star reviews 40 reviews, 4.8 average rating, 37 five-star reviews
Starting Price $667/month, billed annually $675/month

Unaric

  • Strong global payment coverage

  • Orchestration layer offers payment routing and multiple gateway management

  • Excellent for recurring, direct-debit, and international billing

  • Fewer payment options for North American and Australian customers

  • Some advanced configurations require an understanding of orchestration concepts

  • Payment details transmitted through Unaric servers instead of directly from Salesforce to your payment gateway

Chargent

  • Deeper payment workflows across all Salesforce objects, clouds, and tech.

  • 30+ direct payment gateway integrations, including CyberSource, Authorize.net, Stripe, Forte, PayTrace, Braintree, and PayPal

  • Larger suite of out-of-the-box Experience Cloud components, including Amazon-style payment method manager.

  • Strong revenue recovery through automated collections and surcharging

  • More payment options for North American and Australian customers

  • Deeper review history with 500 5-star reviews on the AppExchange

Discovery Questions That Reveal Fit

Do you need outbound vendor payments?

How many payment providers or gateways do you expect to support today and in the future?

Do you want automated surcharge management with compliance handled as part of the solution?

Do different business units, locations or transaction types need intelligent gateway routing?

Are you losing revenue to inefficient collections efforts that could be automated instead?

Could payments eventually need to extend into Commerce Cloud, Revenue Cloud, or Data 360?

SUMMARY

The Bottom Line

Unaric is a serious Salesforce-native payments product. Its code-free provider integrations, direct-debit capabilities, payment automation and vendor-payment functionality make it a strong choice for a number of use cases.

While both Chargent and Unaric support payments globally, Unaric is focused on the European market and integrations, while Chargent is focused on the United States, Canada, and Australia.

Chargent is the stronger fit when the requirement is a more complete payment platform that can support simple requirements today and more advanced payment architecture tomorrow. With more direct gateway choices, advanced routing and tokenization, automated collections, surcharging, multiple Experience Cloud components, and a substantially larger body of AppExchange customer evidence, Chargent gives Salesforce teams broad flexibility without forcing every new payment requirement to become a development project.